Psychologist Pay

Cincinnati vs Toledo: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between Cincinnati, OH and Toledo, OH. All figures are 2026 estimates projected from BLS 2025 data.

Cincinnati, OH
$105,616
$50.77/hr
Toledo, OH
$97,956
$47.10/hr

Side-by-Side Comparison

MetricCincinnati, OHToledo, OH
Median Salary$105,616$97,956
Hourly Rate$50.77$47.10
Entry Level (P10)$53,202$33,310
25th Percentile$84,358$78,484
75th Percentile$143,886$135,511
Top Earner (P90)$175,893$160,667
Total Employed65090
Side-by-side bar chart comparing Cincinnati ($105,616) and Toledo ($97,956) clinical and counseling psychologist salaries.CincinnatiToledoMedian Salary$105,616$97,956Entry Level (P10)$53,202$33,310Top Earner (P90)$175,893$160,667US Median $105,689

Verdict

Cincinnati, OH offers better overall compensation for clinical and counseling psychologists, winning 4 out of 4 metrics compared to Toledo.

The salary gap between Cincinnati and Toledo is $7,660 (7.82%). Cincinnati's median is -0.07% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cincinnati spans $122,691,Toledo spans $127,357. Toledo has a wider pay range, suggesting more variation in pay between entry-level and experienced clinical and counseling psychologists.

Cincinnati
P10 (Entry)$53,202
P25$84,358
Median$105,616
P75$143,886
P90 (Top)$175,893
Toledo
P10 (Entry)$33,310
P25$78,484
Median$97,956
P75$135,511
P90 (Top)$160,667

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Cincinnati ($110,743 effective) pays 3.39% more than Toledo ($107,108 effective).

Cincinnati
Nominal: $105,616
CoL Index: 95.37
Adjusted: $110,743
Toledo
Nominal: $97,956
CoL Index: 91.455
Adjusted: $107,108

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cincinnati if…

  • Higher median salary ($105,616/year)
  • Better top-earner potential ($175,893)
  • Larger job market (650 employed)
  • Better purchasing power (CoL-adjusted: $110,743)
  • You prefer the Ohio area and lifestyle

Choose Toledo if…

  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in Cincinnati grew 27.2% from 2021 to 2025, compared to 17.2% growth in Toledo over the same period.

Cincinnati, OH

+27.2%

$78,990 (2021) → $100,510 (2025)

Toledo, OH

+17.2%

$79,510 (2021) → $93,220 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: Cincinnati or Toledo?

Cincinnati has a higher median clinical and counseling psychologist salary at $105,616/year, compared to Toledo at $97,956/year — a difference of $7,660 (7.82%).

What is the hourly rate difference between Cincinnati and Toledo?

Cincinnati clinical and counseling psychologists earn $50.77/hr while Toledo hygienists earn $47.10/hr (2026 est.).

Should I relocate from Cincinnati to Toledo as a clinical and counseling psychologist?

Consider more than just salary when comparing Cincinnati and Toledo. Factor in cost of living (CoL-adjusted: Cincinnati = $110,743, Toledo = $107,108), job availability (650 vs 90 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in Cincinnati vs Toledo?

Entry-level (10th percentile) clinical and counseling psychologists earn $53,202 in Cincinnati and $33,310 in Toledo. The Cincinnati area offers higher starting salaries.

Related Comparisons

MG

Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov