Clinical and Counseling Psychologist Salary in Frederick, MD: $113,014 (2026)
Quick Answer:A full-time clinical and counseling psychologist in Frederick, MD earns a median $113,014/year (≈ $54.34/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 19-3033). Once you factor in Frederick's price level (9% above national, BEA RPP 109.3), that paycheck buys what $103,398 would nationally. Nominal pay sits 2.2% below the Maryland state average.
Based on BLS state-level estimates · View source
In Frederick, Maryland, clinical and counseling psychologists are projected to earn a median annual salary of $113,014 in 2026, reflecting a competitive compensation level when compared to the national median of $105,689. The salary range for this profession varies significantly, with the lowest 10% earning $65,548 and the highest 90% making up to $175,172. These figures, based on 2025 BLS data projected to 2026, consider regional cost adjustments that influence local purchasing power. Despite a cost-of-living index of 109.3 indicating higher expenses in the area, the compensation reflects the value placed on mental health professionals in Frederick's job market.
About the Frederick Market
Salary estimated from Maryland average ($105,350) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $65,548 | $31.51 |
| Lower Range (P25) | $83,513 | $40.15 |
| Median (P50)(typical) | $113,014 | $54.34 |
| Upper Range (P75) | $144,657 | $69.54 |
| Top Earners (P90) | $175,172 | $84.22 |
Median Salary Position
6.93% above the national average
2026 Salary Percentile Distribution in Frederick
In Frederick, MD, the clinical and counseling psychologist salary spread from the 10th to 90th percentile is $109,624 (2026 est.). At $113,014, the local median is 6.93% above the national median of $105,689.
Salary Calculator
At 40 hours/week in Frederick: You'd be in the lower-middle range
How Frederick Clinical and Counseling Psychologist Pay Compares
Frederick median: $113,014/year (2026)
| Compared To | Median Salary | Frederick Pays |
|---|---|---|
| Maryland Average | $115,556 | -2.20% less |
| National Average | $105,689 | +6.93% more |
Clinical and Counseling Psychologists in Frederick, MD earn a median of $113,014 per year (2026 est.), which is 6.93% higher than the national median of $105,689 and 2.20% below the Maryland state average of $115,556.
Cost-of-Living Adjusted Salary
Frederick has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Frederick, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $113,014 is competitive, the higher cost of living reduces purchasing power to an effective $103,398 — a 8.51% reduction.
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2021 BLS Actual
$88,228
2025 BLS Actual
$107,550
2026 Current Est.
$113,014
2021–2027 Growth
+34.6%
Salary Trajectory for Clinical and Counseling Psychologists in Frederick (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 5.08% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $88,228 | Actual |
| 2022 | $96,376 | Actual |
| 2023 | $102,760 | Actual |
| 2024 | $112,651 | Actual |
| 2025 | $107,550 | Actual |
| 2026(current) | $113,014 | Estimated |
| 2027 | $118,755 | Projected |
Based on 5 years of BLS OEWS data for the Frederick metropolitan area, the median clinical and counseling psychologist salary grew 21.9% from $88,228 (2021) to $107,550 (2025). At a 5.08% compound annual growth rate, salaries are projected to reach $118,755 by 2027 — a total increase of $30,527 (34.60%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Frederick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 5.08% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $65,548 – $83,513 |
| 3-5 years (Mid Career) | $83,513 – $113,014 |
| 5+ years (Experienced) | $113,014 – $144,657 |
| 10+ years (Top Earner) | $144,657 – $175,172 |
CCP salary ranges estimated from BLS percentile data. Individual clinical and counseling psychologist compensation varies by employer, certifications, and specialization.
Clinical and Counseling Psychologist Job Market in Frederick
The local employment landscape for clinical and counseling psychologists consists of around 15 professionals, providing a glimpse into the market dynamics in Frederick MD. With a cost-of-living index indicating that expenses are somewhat higher than the national average, take-home pay is critical for maintaining quality of life. Among potential employers, large healthcare organizations often offer the highest compensation, alongside robust benefits. Variations in pay stem from factors such as specialty credentials, employer size, and additional compensation through shift differentials. To maximize earnings in this specific market, psychologists should consider pursuing specialty certifications and exploring opportunities with larger healthcare providers, which can provide both financial and career advancement benefits.
More salary data for Frederick, MD:
Frequently Asked Questions
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Can clinical and counseling psychologists make $100K in Frederick?
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Written by Maria Gonzalez, PhD, LPC
Career Analyst
Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $107,550 for clinical and counseling psychologistsin the Frederick metropolitan area. A 5.08% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Frederick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 5.08%, derived from historical BLS wage trends for clinical and counseling psychologists (SOC 19-3033).
Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov