Psychologist Pay

Entry-Level Clinical and Counseling Psychologist Salary in Summit, NJ: $69,817 (2026)

Quick Answer:New clinical and counseling psychologists entering the Summit, NJ job market in 2026 can expect a starting salary around $69,817 (BLS 10th-percentile benchmark for SOC 19-3033, projected from 2025 OEWS data). Stripping out Summit's local price level (BEA RPP 115.215% above national), a first-year paycheck buys what $60,605 would in average-cost America. Most reach the city median ($113,464) within a few years of clinical practice.

$69,817
Starting Salary
$33.56/hr
Starting Hourly
$69,817
Entry Level
$113,464
Career Median Target

Based on BLS state-level estimates · View source

Clinical and Counseling Psychologist Entry Level Salary in Summit, NJ — 2026 est., based on 2025 BLS
Summit, NJ clinical and counseling psychologist entry level salary overview (2026 est., based on 2025 BLS)

New graduates searching for opportunities in Summit, NJ, can expect an entry-level clinical and counseling psychologist salary starting around $69,817 in 2026. While this figure is significantly lower than the median annual salary of $113,464 for psychologists in the area, it reflects realistic expectations for those just beginning their careers. Over the first few years, many new professionals can expect their salaries to grow, with the potential to reach approximately $86,931 at the 25th percentile, ultimately aiming for the median as they gain experience and skills. Summit, with its growing healthcare sector, provides an encouraging environment for recent graduates, making it a favorable market for those eager to embark on their psychology career.

About the Summit Market

Salary estimated from New Jersey average ($119,670) adjusted for local cost of living.

Career Earnings Timeline in Summit

Year 0-2

New Graduate

$69,817/yr
Year 2-5

Early Career

$86,931/yr
Year 5-10

Mid Career

$113,464/yr
Year 10+

Experienced

$144,794/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Summit

Vertical bar chart of 10th through 90th percentile salaries for clinical and counseling psychologists in Summit. The median salary is $113,464, compared to the national median of $105,689.$62.8K$93.3K$123.7K$154.2K$184.7K$69.8K10th Pctl$86.9K25th Pctl$113.5KMedian$144.8K75th Pctl$175.9K90th PctlUS Median$105.7K

Entry-level clinical and counseling psychologists in Summit, NJ typically start between $69,817 and $86,931 per year (2026 est.). The full salary range spans $106,052 from the 10th to 90th percentile, with the local median at $113,4647.36% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of clinical and counseling psychologist pay in the Summit metro area.

Return on Investment

$110,000
Avg NJ Program Cost
$69,817
Starting Salary
157.55%
Cost-to-Salary Ratio
1.6 yr
Payback Estimate

The average psychology program cost in New Jersey of $110,000 represents just 157.55% of the starting clinical and counseling psychologist pay ($69,817/year) in Summit. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on APA-accredited PsyD and PhD clinical psychology program data. PsyD programs (predominantly clinical) typically charge tuition; PhD programs (research-focused) often offer full funding plus stipend. Median time-to-degree is 5-7 years; an additional 1-2 year clinical postdoc plus state EPPP exam is required for licensure.

CCP Salary Negotiation Tips for New Graduates in Summit

  • 1Research the Summit market: entry-level clinical and counseling psychologist pay ranges from $69,817 to $86,931, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the psychology field — employers in NJ often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Summit, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Summit for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Factor in Summit's above-average cost of living (index: 115.2) when evaluating offers — a slightly lower salary in a nearby affordable area may provide better purchasing power.

Clinical and Counseling Psychologist Compensation Range

The clinical and counseling psychologist wage spread in Summit is $106,052 ( 151.90%) between entry-level and top earners. Starting at $69,817, experienced hygienists can earn up to $175,869.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$56,615

2025 BLS Actual

$66,442

2026 Current Est.

$69,817

2021–2027 Growth

+29.6%

Salary Trajectory for Clinical and Counseling Psychologists in Summit (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 5.08% projection.

BLS Actual Estimated Projected
Salary trajectory chart for clinical and counseling psychologists in Summit. Baseline $56,615 in 2025, projected to $73,364 by 2027.$46.6K$55.2K$63.8K$72.4K$81.0K20212022202320242025202620272025 BLS$56.6K$51.5K$58.8K$76.1K$66.4K$69.8K$73.4K
YearAnnual SalaryStatus
2021$56,615Actual
2022$51,496Actual
2023$58,795Actual
2024$76,066Actual
2025$66,442Actual
2026(current)$69,817Estimated
2027$73,364Projected

Entry-level clinical and counseling psychologist compensation (10th percentile) in Summit, NJ grew 17.4% over 5 years based on actual BLS metropolitan area surveys, rising from $56,615 in 2021 to $66,442 in 2025. By 2027, starting salaries are projected to reach $73,364. New graduates entering the Summit job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Summit metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 5.08% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your psychology Career in Summit

New graduates will find diverse opportunities with large hospital systems and corporate group practices in Summit, which often provide structured onboarding programs. These employers are known to support entry-level psychologists in building necessary credentials, such as state licensure and optional advanced certifications recognized nationally. Focusing on development during the first few years will enhance both skills and salary prospects, as compensation can vary greatly depending on employer type and regional market demand. In this context, early-career professionals might realistically aim for gradual salary increases within those first three years, which could help them transition from entry-level pay to more competitive wages that align with the $113,464 median for the city. By actively pursuing specialized training and networking within the healthcare community, new graduates can enhance their marketability and foster career advancement in Summit, NJ.

Frequently Asked Questions

What is the starting salary for clinical and counseling psychologists in Summit in 2026?

Entry-level clinical and counseling psychologists in Summit start at approximately $69,817/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 5.08% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $33.57/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do clinical and counseling psychologist salaries grow in Summit?

Most clinical and counseling psychologists in Summit progress from the entry-level salary of $69,817 to the area median of $113,464 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $175,869 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is psychology school worth it in Summit?

With a starting salary of $69,817/year in Summit and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new clinical and counseling psychologists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new clinical and counseling psychologists make right out of school in Summit?

New psychology graduates in Summit typically start near the 10th percentile at $69,817/year, or approximately $33.57/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a clinical and counseling psychologist in New Jersey?

To become a licensed clinical and counseling psychologist in New Jersey, you typically need doctoral degree in psychology and a state license to practice are required., then pass the required national and state licensing examinations. Most states, including New Jersey, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some clinical and counseling psychologists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

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Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new psychology graduates. A 5.08% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Summit. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Summit is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 5.08%, derived from historical BLS wage trends for clinical and counseling psychologists (SOC 19-3033).

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov

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