Psychologist Pay

San Diego vs San Francisco: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between San Diego, CA and San Francisco, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Diego, CA
$75,752
$36.42/hr
San Francisco, CA
$174,853
$84.06/hr

Side-by-Side Comparison

MetricSan Diego, CASan Francisco, CA
Median Salary$75,752$174,853
Hourly Rate$36.42$84.06
Entry Level (P10)$52,529$86,397
25th Percentile$66,726$117,826
75th Percentile$172,415$192,202
Top Earner (P90)$197,267$211,452
Total Employed1,6501,540
Side-by-side bar chart comparing San Diego ($75,752) and San Francisco ($174,853) clinical and counseling psychologist salaries.San DiegoSan FranciscoMedian Salary$75,752$174,853Entry Level (P10)$52,529$86,397Top Earner (P90)$197,267$211,452US Median $105,689

Verdict

San Francisco, CA offers better overall compensation for clinical and counseling psychologists, winning 3 out of 4 metrics compared to San Diego.

The salary gap between San Diego and San Francisco is $99,101 (130.82%). San Francisco's median is +65.44% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Diego spans $144,738,San Francisco spans $125,055. San Diego has a wider pay range, meaning more potential for high earners but also more variation.

San Diego
P10 (Entry)$52,529
P25$66,726
Median$75,752
P75$172,415
P90 (Top)$197,267
San Francisco
P10 (Entry)$86,397
P25$117,826
Median$174,853
P75$192,202
P90 (Top)$211,452

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Francisco ($151,240 effective) pays 123.38% more than San Diego ($67,704 effective).

San Diego
Nominal: $75,752
CoL Index: 111.887
Adjusted: $67,704
San Francisco
Nominal: $174,853
CoL Index: 115.613
Adjusted: $151,240

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Diego if…

  • Larger job market (1,650 employed)
  • You prefer the California area and lifestyle

Choose San Francisco if…

  • Higher median salary ($174,853/year)
  • Better top-earner potential ($211,452)
  • Better purchasing power (CoL-adjusted: $151,240)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in San Diego grew -45.5% from 2021 to 2025, compared to 28.0% growth in San Francisco over the same period.

San Diego, CA

+-45.5%

$132,320 (2021) → $72,090 (2025)

San Francisco, CA

+28.0%

$129,980 (2021) → $166,400 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: San Diego or San Francisco?

San Francisco has a higher median clinical and counseling psychologist salary at $174,853/year, compared to San Diego at $75,752/year — a difference of $99,101 (130.82%).

What is the hourly rate difference between San Diego and San Francisco?

San Diego clinical and counseling psychologists earn $36.42/hr while San Francisco hygienists earn $84.06/hr (2026 est.).

Should I relocate from San Diego to San Francisco as a clinical and counseling psychologist?

Consider more than just salary when comparing San Diego and San Francisco. Factor in cost of living (CoL-adjusted: San Diego = $67,704, San Francisco = $151,240), job availability (1,650 vs 1,540 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in San Diego vs San Francisco?

Entry-level (10th percentile) clinical and counseling psychologists earn $52,529 in San Diego and $86,397 in San Francisco. The San Francisco area offers higher starting salaries.

Related Comparisons

MG

Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov