Psychologist Pay

Franklin vs South Bend: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between Franklin, IN and South Bend, IN. All figures are 2026 estimates projected from BLS 2025 data.

Franklin, IN
$87,382
$42.01/hr
South Bend, IN
$89,833
$43.19/hr

Side-by-Side Comparison

MetricFranklin, INSouth Bend, IN
Median Salary$87,382$89,833
Hourly Rate$42.01$43.19
Entry Level (P10)$50,682$51,437
25th Percentile$62,931$67,146
75th Percentile$111,849$108,264
Top Earner (P90)$135,443$134,744
Total Employed690
Side-by-side bar chart comparing Franklin ($87,382) and South Bend ($89,833) clinical and counseling psychologist salaries.FranklinSouth BendMedian Salary$87,382$89,833Entry Level (P10)$50,682$51,437Top Earner (P90)$135,443$134,744US Median $105,689

Verdict

South Bend, IN offers better overall compensation for clinical and counseling psychologists, winning 3 out of 4 metrics compared to Franklin.

The salary gap between Franklin and South Bend is $2,451 (2.80%). South Bend's median is -15.00% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Franklin spans $84,761,South Bend spans $83,307. Franklin has a wider pay range, meaning more potential for high earners but also more variation.

Franklin
P10 (Entry)$50,682
P25$62,931
Median$87,382
P75$111,849
P90 (Top)$135,443
South Bend
P10 (Entry)$51,437
P25$67,146
Median$89,833
P75$108,264
P90 (Top)$134,744

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, South Bend ($96,742 effective) pays 1.08% more than Franklin ($95,709 effective).

Franklin
Nominal: $87,382
CoL Index: 91.3
Adjusted: $95,709
South Bend
Nominal: $89,833
CoL Index: 92.858
Adjusted: $96,742

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Franklin if…

  • Better top-earner potential ($135,443)
  • You prefer the Indiana area and lifestyle

Choose South Bend if…

  • Higher median salary ($89,833/year)
  • Larger job market (90 employed)
  • Better purchasing power (CoL-adjusted: $96,742)
  • You prefer the Indiana area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in Franklin grew 4.0% from 2024 to 2025, compared to 14.8% growth in South Bend over the same period.

Franklin, IN

+4.0%

$79,998 (2024) → $83,158 (2025)

South Bend, IN

+14.8%

$74,490 (2021) → $85,490 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: Franklin or South Bend?

South Bend has a higher median clinical and counseling psychologist salary at $89,833/year, compared to Franklin at $87,382/year — a difference of $2,451 (2.80%).

What is the hourly rate difference between Franklin and South Bend?

Franklin clinical and counseling psychologists earn $42.01/hr while South Bend hygienists earn $43.19/hr (2026 est.).

Should I relocate from Franklin to South Bend as a clinical and counseling psychologist?

Consider more than just salary when comparing Franklin and South Bend. Factor in cost of living (CoL-adjusted: Franklin = $95,709, South Bend = $96,742), job availability (6 vs 90 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in Franklin vs South Bend?

Entry-level (10th percentile) clinical and counseling psychologists earn $50,682 in Franklin and $51,437 in South Bend. The South Bend area offers higher starting salaries.

Related Comparisons

MG

Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov