Psychologist Pay

Elkhart vs South Bend: Clinical and Counseling Psychologist Salary (2026)

Compare clinical and counseling psychologist salaries between Elkhart, IN and South Bend, IN. All figures are 2026 estimates projected from BLS 2025 data.

Elkhart, IN
$86,775
$41.72/hr
South Bend, IN
$89,833
$43.19/hr

Side-by-Side Comparison

MetricElkhart, INSouth Bend, IN
Median Salary$86,775$89,833
Hourly Rate$41.72$43.19
Entry Level (P10)$51,752$51,437
25th Percentile$70,172$67,146
75th Percentile$93,111$108,264
Top Earner (P90)$118,352$134,744
Total Employed5090
Side-by-side bar chart comparing Elkhart ($86,775) and South Bend ($89,833) clinical and counseling psychologist salaries.ElkhartSouth BendMedian Salary$86,775$89,833Entry Level (P10)$51,752$51,437Top Earner (P90)$118,352$134,744US Median $105,689

Verdict

South Bend, IN offers better overall compensation for clinical and counseling psychologists, winning 4 out of 4 metrics compared to Elkhart.

The salary gap between Elkhart and South Bend is $3,058 (3.52%). South Bend's median is -15.00% compared to the US national median of $105,689.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Elkhart spans $66,600,South Bend spans $83,307. South Bend has a wider pay range, suggesting more variation in pay between entry-level and experienced clinical and counseling psychologists.

Elkhart
P10 (Entry)$51,752
P25$70,172
Median$86,775
P75$93,111
P90 (Top)$118,352
South Bend
P10 (Entry)$51,437
P25$67,146
Median$89,833
P75$108,264
P90 (Top)$134,744

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, South Bend ($96,742 effective) pays 0.70% more than Elkhart ($96,070 effective).

Elkhart
Nominal: $86,775
CoL Index: 90.325
Adjusted: $96,070
South Bend
Nominal: $89,833
CoL Index: 92.858
Adjusted: $96,742

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Elkhart if…

  • You prefer the Indiana area and lifestyle

Choose South Bend if…

  • Higher median salary ($89,833/year)
  • Better top-earner potential ($134,744)
  • Larger job market (90 employed)
  • Better purchasing power (CoL-adjusted: $96,742)
  • You prefer the Indiana area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, clinical and counseling psychologist salaries in Elkhart grew 14.4% from 2022 to 2025, compared to 14.8% growth in South Bend over the same period.

Elkhart, IN

+14.4%

$72,180 (2022) → $82,580 (2025)

South Bend, IN

+14.8%

$74,490 (2021) → $85,490 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays clinical and counseling psychologists more: Elkhart or South Bend?

South Bend has a higher median clinical and counseling psychologist salary at $89,833/year, compared to Elkhart at $86,775/year — a difference of $3,058 (3.52%).

What is the hourly rate difference between Elkhart and South Bend?

Elkhart clinical and counseling psychologists earn $41.72/hr while South Bend hygienists earn $43.19/hr (2026 est.).

Should I relocate from Elkhart to South Bend as a clinical and counseling psychologist?

Consider more than just salary when comparing Elkhart and South Bend. Factor in cost of living (CoL-adjusted: Elkhart = $96,070, South Bend = $96,742), job availability (50 vs 90 employed), commute, and career growth potential.

What do entry-level clinical and counseling psychologists earn in Elkhart vs South Bend?

Entry-level (10th percentile) clinical and counseling psychologists earn $51,752 in Elkhart and $51,437 in South Bend. The Elkhart area offers higher starting salaries.

Related Comparisons

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Written by Maria Gonzalez, PhD, LPC

Career Analyst

Maria has 10 years of experience in clinical psychology. She specializes in cognitive behavioral therapy. Maria works at a mental health clinic in Chicago.

Clinically reviewed by James Wu, PsyD, LCSWData verified by Fatima Khan, PhD, LCPC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 5.08% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Gonzalez, PhD, LPC, a licensed clinical and counseling psychologist with 10+ years of clinical experience. · View source data at BLS.gov